Local-First Payments for Hawaiʻi Merchants
Local-First Payments for Hawaiʻi Merchants
Local-First Payments for Hawaiʻi Merchants
Digital payments, built for Hawaiʻi merchants.
USD Hawaii is a local-first digital payment network designed to help Hawaiʻi merchants reduce payment costs, settle faster, and keep more money circulating in the local economy.
How USD Hawaiʻi Works
A simple, merchant-first rollout designed for Hawaiʻi.
Step 1
Join the Waitlist
Merchants and customers sign up for early access as USD Hawaiʻi rolls out in phases across the islands.
Step 2
Merchant Onboarding
Selected merchants are onboarded with simple tools and support to begin accepting USD Hawaiʻi payments.
Step 3
0% Transaction Fees
Customers pay participating merchants, helping reduce fees and keep more money circulating in Hawaiʻi’s local economy.
How USD Hawaiʻi Works
A simple, merchant-first rollout designed for Hawaiʻi.
Step 1
Join the Waitlist
Merchants and customers sign up for early access as USD Hawaiʻi rolls out in phases across the islands.
Step 2
Merchant Onboarding
Selected merchants are onboarded with simple tools and support to begin accepting USD Hawaiʻi payments.
Step 3
0% Transaction Fees
Customers pay participating merchants, helping reduce fees and keep more money circulating in Hawaiʻi’s local economy.
How USD Hawaiʻi Works
A simple, merchant-first rollout designed for Hawaiʻi.
Step 1
Join the Waitlist
Merchants and customers sign up for early access as USD Hawaiʻi rolls out in phases across the islands.
Step 2
Merchant Onboarding
Selected merchants are onboarded with simple tools and support to begin accepting USD Hawaiʻi payments.
Step 3
0% Transaction Fees
Customers pay participating merchants, helping reduce fees and keep more money circulating in Hawaiʻi’s local economy.
Built to reduce fees and keep more revenue with merchants.
Built to reduce fees and keep more revenue with merchants.
USD Hawaiʻi is a modern digital payment network built to lower transaction costs, improve settlement efficiency, and keep value circulating locally across Hawaiʻi.
USD Hawaiʻi is a modern digital payment network built to lower transaction costs, improve settlement efficiency, and keep value circulating locally across Hawaiʻi.
Lower Transaction Fees
Reduce reliance on traditional card networks and keep more of every sale without raising prices.
Lower Transaction Fees
Reduce reliance on traditional card networks and keep more of every sale without raising prices.
Lower Transaction Fees
Reduce reliance on traditional card networks and keep more of every sale without raising prices.
High-Speed Settlement
Clear, predictable settlement improves cash-flow visibility and reduces operational friction.
High-Speed Settlement
Clear, predictable settlement improves cash-flow visibility and reduces operational friction.
High-Speed Settlement
Clear, predictable settlement improves cash-flow visibility and reduces operational friction.
Local Payment Loop
Encourage customers to spend locally and keep dollars circulating longer within Hawaiʻi communities.
Local Payment Loop
Encourage customers to spend locally and keep dollars circulating longer within Hawaiʻi communities.
Local Payment Loop
Encourage customers to spend locally and keep dollars circulating longer within Hawaiʻi communities.
Merchant-First Design
Built to work alongside existing operations without complex setup or disruption.
Merchant-First Design
Built to work alongside existing operations without complex setup or disruption.
Merchant-First Design
Built to work alongside existing operations without complex setup or disruption.
Early Access Rewards
Early participants receive priority onboarding, early access to lower-fee payments, and launch-only benefits as USD Hawaiʻi expands.
Early Access Rewards
Early participants receive priority onboarding, early access to lower-fee payments, and launch-only benefits as USD Hawaiʻi expands.
Early Access Rewards
Early participants receive priority onboarding, early access to lower-fee payments, and launch-only benefits as USD Hawaiʻi expands.
Features
Built on modern, compliant payment infrastructure.
Identity & KYC Verification
All users complete identity verification to meet regulatory requirements and ensure a secure payment network.
Instant Settlement & Redemption
USD Hawaiʻi settles in real time, with the ability to redeem to U.S. dollars via ACH or supported ATMs.
ACH & Bank Connectivity
Connect any U.S. bank account in seconds to move funds in and out without friction.
Merchant-Ready Payments
Accept payments via QR code or app with no complex hardware, contracts, or terminal lock-ins.
Transparent, Auditable Ledger
Transactions are recorded on modern, auditable infrastructure designed for transparency and accountability.
Secure by Design
Built with encryption, access controls, and compliance considerations to protect users and merchants.
Features
Built on modern, compliant payment infrastructure.
Identity & KYC Verification
All users complete identity verification to meet regulatory requirements and ensure a secure payment network.
Instant Settlement & Redemption
USD Hawaiʻi settles in real time, with the ability to redeem to U.S. dollars via ACH or supported ATMs.
ACH & Bank Connectivity
Connect any U.S. bank account in seconds to move funds in and out without friction.
Merchant-Ready Payments
Accept payments via QR code or app with no complex hardware, contracts, or terminal lock-ins.
Transparent, Auditable Ledger
Transactions are recorded on modern, auditable infrastructure designed for transparency and accountability.
Secure by Design
Built with encryption, access controls, and compliance considerations to protect users and merchants.
Features
Built on modern, compliant payment infrastructure.
Identity & KYC Verification
All users complete identity verification to meet regulatory requirements and ensure a secure payment network.
Instant Settlement & Redemption
USD Hawaiʻi settles in real time, with the ability to redeem to U.S. dollars via ACH or supported ATMs.
ACH & Bank Connectivity
Connect any U.S. bank account in seconds to move funds in and out without friction.
Merchant-Ready Payments
Accept payments via QR code or app with no complex hardware, contracts, or terminal lock-ins.
Transparent, Auditable Ledger
Transactions are recorded on modern, auditable infrastructure designed for transparency and accountability.
Secure by Design
Built with encryption, access controls, and compliance considerations to protect users and merchants.
Why USD Hawai'i?
Why USD Hawai'i?
Why USD Hawai'i?
There’s a smarter way to manage money
Other Payment Networks
Limited banking hours and settlement delays
1–3 day payouts and cash flow uncertainty
2–3.5% transaction fees on every sale
Chargebacks, disputes, and fraud exposure
Fees flowing off-island to mainland banks
USD Hawai'i
24/7 payments with near-instant settlement
Lower-cost rails designed to reduce fees
Real-time revenue instead of delayed payouts
Transparent, auditable transaction records
Keeps more money circulating in Hawaiʻi
Other Payment Networks
Limited banking hours and settlement delays
1–3 day payouts and cash flow uncertainty
2–3.5% transaction fees on every sale
Chargebacks, disputes, and fraud exposure
Fees flowing off-island to mainland banks
USD Hawai'i
24/7 payments with near-instant settlement
Lower-cost rails designed to reduce fees
Real-time revenue instead of delayed payouts
Transparent, auditable transaction records
Keeps more money circulating in Hawaiʻi
Other Payment Networks
Limited banking hours and settlement delays
1–3 day payouts and cash flow uncertainty
2–3.5% transaction fees on every sale
Chargebacks, disputes, and fraud exposure
Fees flowing off-island to mainland banks
USD Hawai'i
24/7 payments with near-instant settlement
Lower-cost rails designed to reduce fees
Real-time revenue instead of delayed payouts
Transparent, auditable transaction records
Keeps more money circulating in Hawaiʻi
Early Access
Early access for Hawai'i merchants and residents
USD Hawaiʻi is launching in phases. Early participants receive priority access and launch-phase advantages before general availability.
Merchants
Merchants
Residents
Residents
Merchant Early Access
Priority access for local businesses
For Hawaiʻi merchants onboarding before public launch.
Priority onboarding and approval
Early access to lower-fee payment rails
Faster settlement from day one
Direct input into rollout and product direction
LIMITED
Early Access
Early access for Hawai'i merchants and residents
USD Hawaiʻi is launching in phases. Early participants receive priority access and launch-phase advantages before general availability.
Merchants
Merchants
Residents
Residents
Merchant Early Access
Priority access for local businesses
For Hawaiʻi merchants onboarding before public launch.
Priority onboarding and approval
Early access to lower-fee payment rails
Faster settlement from day one
Direct input into rollout and product direction
LIMITED
Early Access
Early access for Hawai'i merchants and residents
USD Hawaiʻi is launching in phases. Early participants receive priority access and launch-phase advantages before general availability.
Merchants
Merchants
Residents
Residents
Merchant Early Access
Priority access for local businesses
For Hawaiʻi merchants onboarding before public launch.
Priority onboarding and approval
Early access to lower-fee payment rails
Faster settlement from day one
Direct input into rollout and product direction
LIMITED
Got questions?
We’ve got answers.
Join the waitlist or contact us to learn more before public launch.
01
What is USD Hawaiʻi?
USD Hawaiʻi is a digital payment instrument designed for everyday transactions in Hawaiʻi. It represents U.S. dollars, is intended to be fully backed, and is built to move money faster and at lower cost than some traditional payment rails—within clear legal and regulatory guardrails.
02
Is USD Hawaiʻi “crypto”? Do I need to understand blockchain to use it?
No. Merchants and consumers do not need to understand blockchain or cryptocurrency. From a user perspective, USD Hawaiʻi is simply a way to pay and receive digital dollars.
03
Do I have to change my bank or payment processor?
No. USD Hawaiʻi is optional and designed to work alongside existing banks, POS systems, and payment methods. Adoption is voluntary.
04
How does USD Hawaiʻi help merchants in practical terms?
USD Hawaiʻi is designed to support faster settlement, lower and more transparent payment costs (where applicable), fewer intermediaries in certain transactions, and improved cash-flow timing.
05
Is USD Hawaiʻi safe and legal?
USD Hawaiʻi is designed to operate within established legal and regulatory frameworks, with an emphasis on full backing, compliance, transparency, and consumer protection.
06
What happens if I try it and decide it’s not for me?
You can stop using it. USD Hawaiʻi is intended to be optional, with clear onboarding and offboarding terms.
Got questions?
We’ve got answers.
Join the waitlist or contact us to learn more before public launch.
01
What is USD Hawaiʻi?
USD Hawaiʻi is a digital payment instrument designed for everyday transactions in Hawaiʻi. It represents U.S. dollars, is intended to be fully backed, and is built to move money faster and at lower cost than some traditional payment rails—within clear legal and regulatory guardrails.
02
Is USD Hawaiʻi “crypto”? Do I need to understand blockchain to use it?
No. Merchants and consumers do not need to understand blockchain or cryptocurrency. From a user perspective, USD Hawaiʻi is simply a way to pay and receive digital dollars.
03
Do I have to change my bank or payment processor?
No. USD Hawaiʻi is optional and designed to work alongside existing banks, POS systems, and payment methods. Adoption is voluntary.
04
How does USD Hawaiʻi help merchants in practical terms?
USD Hawaiʻi is designed to support faster settlement, lower and more transparent payment costs (where applicable), fewer intermediaries in certain transactions, and improved cash-flow timing.
05
Is USD Hawaiʻi safe and legal?
USD Hawaiʻi is designed to operate within established legal and regulatory frameworks, with an emphasis on full backing, compliance, transparency, and consumer protection.
06
What happens if I try it and decide it’s not for me?
You can stop using it. USD Hawaiʻi is intended to be optional, with clear onboarding and offboarding terms.
Got questions?
We’ve got answers.
Join the waitlist or contact us to learn more before public launch.
01
What is USD Hawaiʻi?
USD Hawaiʻi is a digital payment instrument designed for everyday transactions in Hawaiʻi. It represents U.S. dollars, is intended to be fully backed, and is built to move money faster and at lower cost than some traditional payment rails—within clear legal and regulatory guardrails.
02
Is USD Hawaiʻi “crypto”? Do I need to understand blockchain to use it?
No. Merchants and consumers do not need to understand blockchain or cryptocurrency. From a user perspective, USD Hawaiʻi is simply a way to pay and receive digital dollars.
03
Do I have to change my bank or payment processor?
No. USD Hawaiʻi is optional and designed to work alongside existing banks, POS systems, and payment methods. Adoption is voluntary.
04
How does USD Hawaiʻi help merchants in practical terms?
USD Hawaiʻi is designed to support faster settlement, lower and more transparent payment costs (where applicable), fewer intermediaries in certain transactions, and improved cash-flow timing.
05
Is USD Hawaiʻi safe and legal?
USD Hawaiʻi is designed to operate within established legal and regulatory frameworks, with an emphasis on full backing, compliance, transparency, and consumer protection.
06
What happens if I try it and decide it’s not for me?
You can stop using it. USD Hawaiʻi is intended to be optional, with clear onboarding and offboarding terms.
Explore the blog
Basics
Why Hawaiʻi Merchants Pay Some of the Highest Payment Fees in America
Learn how to go from idea to launch — fast. We cover positioning, landing pages, early user feedback, and building trust using the Clario template for Framer.
Explore the blog
Basics
Why Hawaiʻi Merchants Pay Some of the Highest Payment Fees in America
Learn how to go from idea to launch — fast. We cover positioning, landing pages, early user feedback, and building trust using the Clario template for Framer.
Explore the blog
Basics
Why Hawaiʻi Merchants Pay Some of the Highest Payment Fees in America
Learn how to go from idea to launch — fast. We cover positioning, landing pages, early user feedback, and building trust using the Clario template for Framer.
Be part of the first wave of USD Hawaiʻi.
Early access is opening for Hawaiʻi merchants and residents. Get priority onboarding and launch-phase benefits before general availability.
Be part of the first wave of USD Hawaiʻi.
Early access is opening for Hawaiʻi merchants and residents. Get priority onboarding and launch-phase benefits before general availability.
Be part of the first wave of USD Hawaiʻi.
Early access is opening for Hawaiʻi merchants and residents. Get priority onboarding and launch-phase benefits before general availability.